FAQ
We’re Here for You
Why do I need to buy Health Insurance?
In addition to protecting against the cost of medical emergencies, health insurance works to keep you healthy. Studies show that people with insurance live longer and have better health outcomes in the long term. Preventive care is key to protecting your well-being — an included benefit when you have health insurance.
We all know being labeled as "Safe Driver" helps to award you with more affordable car insurance coverage. Just like being a safe driver, you can leverage your good health to save money on your health insurance. As long as you're relatively healthy, you'll have better, more comprehensive coverage at lower rates than those who are unhealthy. So are you healthy?
How Can I Save Money on my Health Insurance?
Do I have to wait for "open enrollment" to be able to sign up?
This pertains exclusively to ACA/Obamacare and government plans. Private insurance remains accessible throughout the year.
Is Private Insurance Expensive?
It's actually more affordable than you think! Drawing from my own personal experience, I made the switch to private insurance and saved a total of $1,451 in just that one year!
What are the biggest differences between ACA/Obamacare, Employer plans, and Private insurance?
ACA/Obamacare offers comprehensive coverage without pre-existing condition denials. It's most cost-effective with government subsidies; otherwise, it can be pricier than other options.
Employer plans are excellent for employees but become costly when adding family members due to full-price premiums for dependents.
Private insurance, based on health, offers preferred rates for the healthy, providing affordability and superior coverage.